Personal Injury Protection (PIP) coverage.Uninsured/underinsured motorist protection.Still, applicants can usually add other protection to their SR-22 policy, including: This is not the same thing as full coverage, however. SR-22 policies only require the state’s required liability insurance. SR-22 requirements exist because the authorities want to make sure that a high-risk driver has a financial resource available to repay others if they cause accidents. However, to get the SR-22 in the first place, you will have to get active car insurance. If you get the SR-22 requirement from these offenses, you will have to obtain the certificate and file it with the TxDPS. You might get an SR-22 requirement if you receive a driver’s license suspension from a variety of driving charges. Since high-risk drivers are those most at-risk of filing insurance claims, then it is a necessity that they have coverage. They usually only apply to those who commit serious driving offenses and receive high-risk driver designations. Still, not all drivers have to get SR-22s. They verify for the Texas Department of Public Safety (TxDPS) that a driver has active car insurance. SR-22s are endorsements that attach to auto policies. Remco Insurance can help any SR-22 driver get the right coverage to file for the certificate. SR-22 penalties impose strict insurance requirements on drivers who have to carry them. These might include the requirement to get a Texas SR-22 certificate. Drivers who frequently break traffic laws will face penalties. Texas law places a heavy emphasis on driver safety.
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